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Terms and Conditions

1. TREASURY XRPL SERVICES.
TREASURY XRPL LLC offers a number of decentralized distributed applications on a blockchain
network enabling its Users to vote on, buy, sell, transfer, and share unique digital rewards as well
as learn and transact with the ledger in a number of other ways.
2. PAYMENT TERMS.
2.1. Blockchain Transaction Fees.
The delivery and receipt of any of the User’s digital assets may be subject to network or
transaction fees charged by the blockchain associated with the User-selected algorithm
(“Blockchain Transaction Fees”), which are non-refundable. Blockchain Transaction Fees are paid
to emit, record, verify, and process a transaction on the blockchain. Any withdrawal or transfer of
the User’s NFT or digital reward are subject to Blockchain Transaction Fees.
2.2. Other Third-Party Fees.
Certain digital apps, app addresses, tools, and third-party software and devices (“Third-Party
Fees”) used by the User may also charge the User a fee, including a per transaction or transfer fee,
which are non-refundable. The User is responsible for satisfying any such fee(s). The User should
note that any such fees may significantly reduce the User’s rewards and therefore the User is
responsible for managing the selection, use, rate and frequency of their receipt of rewards to any
such Third-Party Fees.
2.3. Taxes.
The User is responsible for any taxes, and the User will pay for services without any reduction for
taxes. If the User is required by law to withhold any taxes from its payments, the User must
provide Treasury XRPL with an official tax receipt or other qualified documentation to support
such withholding, including value added tax (“VAT”), if applicable. The User will be liable to pay (or
reimburse Treasury XRPL) for any taxes, interest, penalties or fines which may arise from any mis-
declaration made by the User. The User shall pay Treasury XRPL LLC for all taxes and governmental
fees Treasury XRPL LLC is required to collect or pay upon sale or delivery of Treasury XRPL LLC
Services.
POTENTIAL USERS OF NFTS OR DIGITAL REWARDS, INCLUDING BUT NOT LIMITED TO TREASURY
XRPL LLC, ARE FOREWARNED OF POSSIBLE FINANCIAL LOSS AT THE TIME SUCH REWARDS ARE
EXCHANGED FOR FIAT CURRENCY DUE TO AN UNFAVORABLE EXCHANGE RATE. MOREOVER, A
FAVORABLE EXCHANGE RATE AT THE TIME OF EXCHANGE MAY RESULT IN A TAX LIABILITY. USERS
SHOULD CONSULT A TAX ADVISOR REGARDING ANY TAX CONSEQUENCES ASSOCIATED WITH THE
PURCHASE, SALE, TRADE, RECEIPT OR OTHER USE OF DIGITAL REWARDS.
3. USER OBLIGATIONS
3.1. Software and Equipment Allocation.
The User is responsible for the allocation of the User’s software and equipment and selected
optimization decisions. The User acknowledges that TREASURY XRPL LLC is not responsible for the
selection or timing of blockchain protocols, nor is TREASURY XRPL LLC responsible for the
protocols selected for use in connection with TREASURY XRPL LLC Services. The User is solely
responsible for these decisions and shall monitor and allocate strategies through the User’s
TREASURY XRPL LLC devices.
3.2. Log-in Credentials.
The User represents and warrants that the User is responsible for the preservation of

confidentiality of the User’s login credentials on TREASURY XRPL LLC's platform(s) and any other
login for the TREASURY XRPL LLC Services. Login credentials generated for the User by TREASURY
XRPL LLC are for the User’s internal use only and the User is strictly prohibited from selling,
transferring, or sub-licensing them to any other entity or person.
3.3. Blockchain Network Risk.
The User represents and warrants that the User accepts the risks of blockchain protocol and
network, including instability, congestion, high transaction costs, network latency, information
security, regulatory risk, and technological and operational error. The User understands these risks
may result in delay or failure to process transactions and potentially high Blockchain Transaction
Fees or Third Party Fees. The User represents and agrees that TREASURY XRPL LLC is not
responsible for any diminished TREASURY XRPL LLC Services, related features, or capabilities
resulting from blockchain network risk. In the event of a material increase or decrease to
Blockchain Transaction Fees, Third Party Fees, or operational degradation, congestion, failure or
other disruption of the blockchain network used by the User, TREASURY XRPL LLC may, at its sole
discretion and upon notice to the User, make any adjustments to the TREASURY XRPL LLC Services.
3.4. Blockchain Modification Risk.
The User represents and warrants that the User is familiar with and accepts the risks associated
with blockchain development and code changes. Blockchain technologies are still under
development and may undergo significant changes over time.
3.5. Trade Compliance.
User shall comply with all applicable import, re-import, sanctions, anti-boycott, export, and re-
export control laws and regulations, including all such laws and regulations that apply to European
Union and U.S. companies, such as the Export Administration Regulations, the International Traffic
in Arms Regulations, and economic sanctions programs implemented by the Office of Foreign
Assets Control and the European Union’s Common Foreign and Security Policy (collectively, “Trade
Sanctions Laws”). The User represents and warrants that the User and the User’s financial
institutions, or any party that owns or controls the User or the User’s financial institutions, are not
subject to sanctions or otherwise designated on any list of prohibited or restricted parties,
including but not limited to the lists maintained by the United Nations Security Council, the U.S.
Government (e.g., the Specially Designated Nationals List and Foreign as Evaders List of the U.S.
Department of Treasury, and the Entity List of the U.S. Department of Commerce), the European
Union or its Member States, or other applicable government authority.
3.6 Ownership Restrictions.
User acknowledges and agrees that TREASURY XRPL LLC, or third party contact provider (or, as
applicable, any licensors) own all legal right, title and interest in and to all elements of their
respective intellectual property rights therein. The visual interfaces, graphics (including, without
limitation, all art and drawings associated with the), design, systems, methods, information,
computer code, software, services, “look and feel”, organization, compilation of the content, code,
data, and all other elements of any content provided on the Site are protected by copyright, trade
dress, patent, and trademark laws, international conventions, other relevant intellectual property
and proprietary rights, and applicable laws. All such intellectual property are the property of its
owners or licensors, and all trademarks, service marks, and trade names are proprietary to its
owner or licensors. Except as expressly set forth herein, the use of the TREASURY XRPL LLC
Services does not grant User any ownership of or any other rights with respect to any content,
code, data, or other materials that you may access on or through TREASURY XRPL LLC.
Notwithstanding the foregoing, when a User purchases or owns a Platform Asset, the User owns

the underlying NFT completely for as long as the User owns the Platform Asset. Ownership of the
NFT is mediated entirely by the smart contract: at no point may TREASURY XRPL LLC seize, freeze,
or otherwise modify the ownership of the Platform Asset.  Subject to the continued compliance
with the terms and conditions (only where the Platform has the right to offer same AND for only
as long as the User still owns the Platform Asset), the User is granted with a worldwide, non-
exclusive, non-transferable, royalty-free license to use and display the art underlying the Platform
Asset solely for the following purposes: (1) for the User’s personal, non-commercial use; (2) as a
part of the Platform Auction that allows for the purchase and sale of Platform Assets or on the
Platform itself (if applicable), or; (3) as the party of a third-party marketplace or application that
allows the User to transfer its User’s Platform Asset and permits the inclusion, involvement, or
participation of the Platform Asset.
3.7 Children.
USER AFFIRMS HE/SHE IS OVER THE AGE OF 13, AS TREASURY XRPL LLC SERVICES ARE NOT
INTENDED FOR CHILDREN UNDER AGE 13. IF YOU ARE 13 OR OLDER BUT UNDER THE AGE OF 18,
OR THE LEGAL AGE OF MAJORITY WHERE YOU RESIDE IF THAT JURISDICTION HAS AN OLDER AGE
OF MAJORITY, THEN USER AGREES TO REVIEW THESE TERMS WITH YOUR PARENT OR GUARDIAN
TO MAKE SURE THAT BOTH USER AND YOUR PARENT OR GUARDIAN UNDERSTAND AND AGREE TO
THESE TERMS. USER AGREES TO HAVE YOUR PARENT OR GUARDIAN REVIEW AND ACCEPT THESE
TERMS ON YOUR BEHALF. IF YOU ARE A PARENT OR GUARDIAN AGREEING TO THE TERMS FOR THE
BENEFIT OF A CHILD OVER 13, THEN YOU AGREE TO AND ACCEPT FULL RESPONSIBILITY FOR THAT
CHILD’S USE OF TREASURY XRPL LLC SERVICES, INCLUDING ALL FINANCIAL CHARGES AND LEGAL
LIABILITY THAT HE OR SHE MAY INCUR.
3.8 Responsibility for Conduct.
User takes responsibility for all activities for its use of the TREASURY XRPL LLC Services, and User
accepts all risks of any authorized or unauthorized access to TREASURY XRPL LLC, to the maximum
extent permitted by law. User represents and warrants that the User is familiar with and accepts
the risks associated with digital Apps and private keys, including the risks described herein. User is
solely responsible for its own conduct while accessing or using the TREASURY XRPL LLC Services,
and for any consequences thereof. User agrees to use the TREASURY XRPL LLC Services for
purposes that are legal, proper and in accordance with these Terms and any applicable laws or
regulations. By way of example, and not as a limitation, User may not, and may not allow any third
party to: (i) send, upload, distribute or disseminate any unlawful, defamatory, harassing, abusive,
fraudulent, obscene, or otherwise objectionable content; (ii) distribute viruses, worms, defects,
Trojan horses, corrupted files, hoaxes, or any other items of a destructive or deceptive nature; (iii)
impersonate another person (via the use of an email address or otherwise); (iv) upload, post,
transmit or otherwise make available through the TREASURY XRPL LLC Services any content that
infringes the intellectual proprietary rights of any party; (v) use the TREASURY XRPL LLC Services to
violate the legal rights (such as rights of privacy and publicity) of others; (vi) engage in, promote,
or encourage illegal activity (including, without limitation, money laundering); (vii) interfere with
other users’ enjoyment of TREASURY XRPL LLC; (viii) exploit the TREASURY XRPL LLC Services for
any unauthorized commercial purpose; (ix) modify, adapt, translate, or reverse engineer any
portion of the TREASURY XRPL LLC Services; (x) remove any copyright, trademark or other
proprietary rights notices contained in or on TREASURY XRPL LLC Services or any part of it; (xi)
reformat or frame any portion of the TREASURY XRPL LLC Services; (xii) display any content on the
TREASURY XRPL LLC Services that contains any hate-related or violent content or contains any
other material, products or services that violate or encourage conduct that would violate any
criminal laws, any other applicable laws, or any third party rights; (xiii) use any robot, spider, site
search/retrieval application, or other device to retrieve or index any portion of the TREASURY

XRPL LLC Services or the content posted on the TREASURY XRPL LLC Services, or to collect
information about its users for any unauthorized purpose; (xiv) create user accounts by automated
means or under false or fraudulent pretenses; (xv) trick, defraud, or mislead TREASURY XRPL LLC
or Users, with specific to an attempt to learn sensitive account information; (xvi) attempt to
impersonate another User; (xvii) attempt to bypass any security measure of the Site; (xvii) copy or
adapt the Site; or, (xviii) disparage, tarnish, or otherwise harm, in TREASURY XRPL LLC's sole
discretion and/or the Site.
3.9 Representations Made By User.
User acknowledges and agrees that the TREASURY XRPL LLC Services ARE NOT being sold as an
investment by or of TREASURY XRPL LLC. THE USER UNDERSTANDS THAT ANY REPRESENTATIONS
MADE BY THE USER AT ANY TIME THAT ANY OF THE TREASURY XRPL LLC SERVICES ARE AN
INVESTMENT IN TREASURY XRPL LLC (OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, IN
GENERAL) TO OTHERS IN A DIRECT ATTEMPT TO MARKET TREASURY XRPL LLC SERVICES IN
COORDINATION WITH SUPPLYING USER’S REFERRAL LINK IS A DIRECT BREACH OF THE TERMS &
CONDITIONS. A determination of same will be made at the sole discretion of TREASURY XRPL LLC.
4. TERMINATION
4.1. General.
TREASURY XRPL LLC may suspend or terminate the User’s right to access or use TREASURY XRPL
LLC Services immediately and without notice if: (i) TREASURY XRPL LLC determines the User’s use
of the TREASURY XRPL LLC Services poses a security risk to TREASURY XRPL LLC Services or any
third party, could adversely impact TREASURY XRPL LLC, TREASURY XRPL LLC Services, or any other
TREASURY XRPL LLC users, or could subject TREASURY XRPL LLC, its affiliates, or any third party to
liability, or could be fraudulent; (ii) the User is in breach of these Terms & Conditions; (iii) the User
initiated a chargeback or dispute with respect to any payment or purchase of the TREASURY XRPL
LLC Services; (iv) the User has ceased to operate in the ordinary course, made an assignment for
the benefit of creditors or similar disposition assets, or become the subject of any bankruptcy,
reorganization, liquidation, dissolution or similar proceeding; or (v) for any other reason at
TREASURY XRPL LLC's discretion.
4.2. Effect of Suspension.
If TREASURY XRPL LLC suspends the User’s right to access or use any portion or all of the
TREASURY XRPL LLC Services, the User shall remain responsible for all fees and charges the User
incurs during the period of suspension, including any Maintenance Fees and Blockchain
Transaction Fees; and the User may be in violation of the User’s hosting agreement or the
blockchain protocols, which may prevent or limit the User’s entitlement or access to any results or
rewards that may have occurred during the User’s suspension of the TREASURY XRPL LLC Services.
User agrees to pay any fee charged by TREASURY XRPL LLC to reconnect the TREASURY XRPL LLC
Services.
4.3. Effect of Termination.
If TREASURY XRPL LLC terminates the User’s right to access or use any portion or all of the
TREASURY XRPL LLC Services, then all of the User’s rights under these Terms & Conditions
immediately terminate and the User shall remain responsible for all fees owed to TREASURY XRPL
LLC incurred through the termination date.
5. PUBLICITY
The User is permitted to state publicly that it is a customer or user of TREASURY XRPL LLC,
consistent with any Trademark Guidelines which may be adopted by TREASURY XRPL LLC from

time to time. The User agrees to abide by the Privacy Policy of TREASURY XRPL LLC.
7. REPRESENTATIONS AND WARRANTIES
Each party represents and warrants that: (i) it has full power and authority to enter into these
Terms & Conditions; and (ii) it will comply with all laws and regulations applicable to its provision
or use of TREASURY XRPL LLC Services. USER ACKNOWLEDGES AND AGREES THAT USER DOES NOT
RESIDE IN ANY REGION THAT EXPLICITLY BANS THE USE OF DIGITAL ASSETS IN ACCORDANCE WITH
GAMBLING LAWS.
8. DISCLOSURES & RISKS
8.1 Notification. TREASURY XRPL LLC notifies each User of certain disclosures and risks associated
with blockchain NFT and digital rewards and their associated technology and protocols. TREASURY
XRPL LLC Services are not an investment product, and no action, notice, communication by any
means, or omission by TREASURY XRPL LLC shall be understood or interpreted as such. TREASURY
XRPL LLC has no influence whatsoever on the Blockchain, the transactions and consensus
protocols, or the NFTs or digital rewards. The use of TREASURY XRPL LLC Services does not
represent or constitute any ownership right or stake, share or security, debt or equivalent right, or
any right to receive any future revenue or form of participation in or relating to any blockchain or
digital reward.
8.2 Digital Rewards. Digital rewards are not considered legal tender, are not issued or backed by
any government, and have fewer regulatory protections than traditional currency. Moreover,
digital rewards are not insured against theft or loss by any insurance corporation or any investor
protection, including the Federal Deposit Insurance Corporation or the Securities Investor
Protection Corporation.
8.3 Market Risk. The value of NFTs and digital rewards are derived from supply and demand in the
global marketplace, which can rise or fall independent of any government currency. Holding NFTs
and digital rewards carries exchange rate and other types of risk. The value of NFTs and digital
rewards may be derived from the continued willingness of market participants to exchange
traditional government currency for digital rewards, which may result in the potential for
permanent and total loss of value of a particular digital reward should the market disappear. The
volatility and unpredictability of the price and value of NFTs and digital rewards, relative to
government currency, may result in significant loss over a short period of time. TREASURY XRPL
LLC cannot guarantee or warrant the value of any NFT, digital reward or blockchain, and explicitly
warns the User that that there is no reason to believe that any NFT or blockchain reward will
increase in value, and that they may hold no value, decrease in value, or entirely lose value.
8.4. Regulatory Risk. Legislative and regulatory changes or actions at the state, federal, or
international level may adversely affect the use, transfer, exchange, and value of virtual NFTs and
blockchain rewards.  The regulatory status of cryptographic tokens, digital assets and blockchain
technology is unclear or unsettled in many jurisdictions. It is difficult to predict how or whether
governmental authorities will regulate such technologies. It is likewise difficult to predict how or
whether any governmental authority may make changes to existing laws, regulations and/or rules
that will affect cryptographic tokens, digital assets, blockchain technology and its applications.
 Such changes could negatively impact the TREASURY XRPL LLC Services in various ways, including,
for example, through a determination that any of the above are regulated financial instruments
that require registration. TREASURY XRPL LLC may cease any distribution of any of the above, the
development of the TREASURY XRPL LLC platform or cease operations in a jurisdiction in the event
that governmental actions make it unlawful or commercially undesirable to continue to do so.  The
industry in which TREASURY XRPL LLC operates is new, and may be subject to heightened

oversight and scrutiny, including investigations or enforcement actions. There can be no assurance
that governmental, quasi-governmental, regulatory or other similar types of (including banking)
authorities will not examine the operations of TREASURY XRPL LLC and/or pursue enforcement
actions against TREASURY XRPL LLC. Such governmental activities may or may not be the result of
targeting TREASURY XRPL LLC in particular. All of this may subject TREASURY XRPL LLC to
judgments, settlements, fines or penalties, or cause TREASURY XRPL LLC to restructure its
operations and activities or to cease offering certain products or services, all of which could harm
TREASURY XRPL LLC ’s reputation or lead to higher operational costs, which may in turn have a
material adverse effect on the TREASURY XRPL LLC Services.
8.5 Technology Risk. Virtual NFT and digital reward transactions may be irreversible and losses due
to fraudulent or accidental transactions may not be recoverable. Some virtual transactions are
deemed to be made when recorded on a public ledger, which may not necessarily be the date or
time the user initiated the transaction. The nature of such virtual transactions may lead to an
increased risk of fraud or cyber-attacks.
9. DISCLAIMER
EXCEPT AS EXPRESSLY PROVIDED FOR IN THESE TERMS & CONDITIONS, TO THE MAXIMUM EXTENT
PERMITTED BY APPLICABLE LAW, TREASURY XRPL LLC, ITS AFFILIATES, AND ITS SUPPLIERS DO NOT
MAKE ANY OTHER WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY OR
OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE
AND NON-INFRINGEMENT. TREASURY XRPL LLC, ITS AFFILIATES, AND ITS SUPPLIERS ARE NOT
RESPONSIBLE OR LIABLE FOR THE DELETION, FAILURE TO STORE, OR ANY LOSS OF ANY USER DATA,
INCLUDING BLOCKCHAIN DATA, NFT AND DIGITAL REWARDS DERIVED, MAINTAINED, OR
TRANSMITTED THROUGH USE OF TREASURY XRPL LLC SERVICES. THE USER IS SOLELY RESPONSIBLE
FOR SECURING ITS CUSTOMER DATA AND DIGITAL REWARDS. NEITHER TREASURY XRPL LLC, ITS
AFFILIATES, NOR ITS SUPPLIERS, WARRANTS THAT THE OPERATION OF TREASURY XRPL LLC
SERVICES, OR ANY OTHER SUPPORTED BLOCKCHAIN WILL BE ERROR-FREE OR UNINTERRUPTED.
TREASURY XRPL LLC, ITS AFFILIATES, AND ITS SUPPLIERS ARE NOT RESPONSIBLE OR LIABLE FOR
ANY LOSSES OR OPPORTUNITY COSTS RESULTING FROM BLOCKCHAIN NETWORK AND PROTOCOL
OR THIRD-PARTY SOFTWARE ISSUES, WHICH MAY IN TURN RESULT IN THE INABILITY TO PROCESS
TRANSACTIONS ON ANY BLOCKCHAIN AT ALL OR WITHOUT INCURRING SUBSTANTIAL FEES.
10. LIMITATION OF LIABILITY
10.1. Limitation of Indirect Liability.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, TREASURY XRPL LLC AND THE USER
SHALL NOT BE LIABLE UNDER THESE TERMS & CONDITIONS FOR LOST REVENUES, OPPORTUNITY
COSTS, OR INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE
DAMAGES, EVEN IF TREASURY XRPL LLC KNEW OR SHOULD HAVE KNOWN THAT SUCH DAMAGES
WERE POSSIBLE AND EVEN IF DIRECT DAMAGES DO NOT SATISFY A REMEDY. THIS LIMITATION OF
LIABILITY DOES NOT APPLY TO VIOLATIONS OF TREASURY XRPL LLC'S INTELLECTUAL PROPERTY
RIGHTS, INDEMNIFICATION OBLIGATIONS, OR THE USER’S PAYMENT OBLIGATIONS.
10.2. Limitation of Amount of Liability.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NEITHER TREASURY XRPL LLC NOR
ITS AFFILIATES OR SUPPLIERS, MAY BE HELD LIABLE UNDER THESE TERMS & CONDITIONS FOR
MORE THAN THE AMOUNT PAID BY THE USER TO TREASURY XRPL LLC UNDER THESE TERMS &
CONDITIONS FOR THE 12 MONTH PERIOD PRECEDING THE DATE THE CLAIM AROSE, MINUS ANY
REWARDS GENERATED OR RECEIVED BY THE USER AS A RESULT OF THE USE OF TREASURY XRPL LLC
SERVICES.

11. INDEMNIFICATION
Unless prohibited by applicable law, the User will defend and indemnify TREASURY XRPL LLC and
its Affiliates against any settlement amounts approved by the User and damages and costs finally
awarded against the User and its affiliates by a court of competent jurisdiction in any formal legal
proceeding filed by an unaffiliated third party before a court or government tribunal (including any
appellate proceeding) to the extent arising from the User’s use of TREASURY XRPL LLC Services.
12. MISCELLANEOUS.
12.1. Assignment.
The User will not assign or otherwise transfer the User’s rights and obligations under these Terms
& Conditions, without the prior written consent of TREASURY XRPL LLC, which may be
unreasonably withheld. Any assignment or transfer in violation of this section will be void. At any
time and without the need for User’s consent, TREASURY XRPL LLC may assign any obligation, right
and these Terms & Conditions. Subject to the foregoing, these Terms & Conditions will be binding
upon, and inure to the benefit of the parties and their respective permitted successors and
assigns. The User may not merge these Terms & Conditions with any other agreements with which
TREASURY XRPL LLC may be a party.
12.2. Disputes.
Any dispute, controversy, difference or claim arising out of or relating to these Terms & Conditions
or relating in any way to the User’s use of TREASURY XRPL LLC sites or TREASURY XRPL LLC
Services, including the existence, validity, interpretation, performance, breach or termination
thereof or any dispute regarding non-contractual obligations arising out of or relating to these
Terms & Conditions the parties may agree to first attempt mediation before a single mediator,
administered by the International Centre for Dispute Resolution under its mediation rules, to be
held in any location agreed to by the parties, or Austin, Texas, USA in the English language. If the
parties do not agree on mediation, the matter shall be referred to and finally resolved by
arbitration before a single arbitrator to be held in Austin, Texas, USA administered by the
International Centre for Dispute Resolution in accordance with International Dispute Resolution
Rules. The decision of the arbitrator is final and binding on the parties, and enforceable in a court
of competent jurisdiction. The prevailing party shall be entitled to costs and reasonable attorneys’
fees for the arbitration. Notwithstanding the foregoing TREASURY XRPL LLC and the User agree
that TREASURY XRPL LLC may bring suit in any court of law to enjoin infringement or other misuse
of TREASURY XRPL LLC's intellectual property rights. Any disputes that may arise beyond the scope
of the arbitration provision shall be exclusively subject to the State or Federal Courts located in
Austin, Texas, USA. The User and TREASURY XRPL LLC consent to personal jurisdiction in those
courts. CLASS ACTION WAIVER: TO THE EXTENT PERMISSIBLE BY LAW, ALL CLAIMS MUST BE
BROUGHT IN A PARTY’S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN
ANY PURPORTED CLASS, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING (COLLECTIVELY
“CLASS ACTION WAIVER”). THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S
CLAIMS OR ENGAGE IN ANY CLASS ARBITRATION. USER ACKNOWLEDGES THAT, BY AGREEING TO
THESE TERMS, EACH PARTY WAIVES THE RIGHT TO A TRIAL BY JURY AND THE RIGHT TO
PARTICIPATE IN A CLASS ACTION.
12.3. Entire Agreement.
These Terms & Conditions sets out all the terms agreed between the parties and supersedes all
other agreements between the parties relating to its subject matter. In entering into these Terms
& Conditions, neither party has relied on, and neither party will have any right or remedy based
on, any statement, representation or warranty (whether made negligently or innocently), except

those expressly set out in these Terms & Conditions. The terms may be updated on TREASURY
XRPL LLC sites.
13.4. Force Majeure.
TREASURY XRPL LLC and its affiliates will not be liable for any failure or delay in performance of
obligation under these Terms & Conditions where the failures or delay results from any cause
beyond reasonable control, including, but not limited to, acts of God, labor disputes or other
industrial disturbances, electrical or power outages, utilities or other telecommunications failures,
earthquake, storms or other elements of nature, blockages, embargoes, riots, acts or orders of
government, acts of terrorism, or war. Force Majeure events include, but are not limited to,
upgrades to the validation rules of a given blockchain (e.g., a “hard fork” or “soft fork”).
12.5. Governing Law.
Any claim or dispute between the User and TREASURY XRPL LLC arising out of or relating to the
User’s use of TREASURY XRPL LLC sites, TREASURY XRPL LLC services, or these Terms & Conditions,
in whole or in part, shall be governed by the laws of the State of Wyoming, USA without respect to
its conflict of laws provisions. The 1980 United Nations Conventions on Contracts for the
International Sale of Goods does not govern these Terms & Conditions.
12.6. Language.
All communications and notices made or given pursuant to these Terms & Conditions must be in
the English language. If we provide a translation of the English language version of these Terms &
Conditions, the English language version will control if there is any conflict.
12.7. Notices to the User and TREASURY XRPL LLC.
TREASURY XRPL LLC may provide any notice to the User under these Terms & Conditions by: (i)
posting a notice on TREASURY XRPL LLC Site; or (ii) sending a message to the email address
associated with the User’s account. Notices provided on TREASURY XRPL LLC Site will be effective
upon posting and notices provided by email will be effective when the email is sent. It is the User’s
responsibility to keep the User’s email address current. To give TREASURY XRPL LLC notice under
these Terms & Conditions, the User must contact us. TREASURY XRPL LLC may update the address
for notices by posting on the TREASURY XRPL LLC Site.
13.8. Severability.
If any portion of these Terms & Conditions is held to be invalid or unenforceable, the remaining
portions will remain in full force and effect.